If Saturn is in the 12th house, the native will be sinful, miser and will have affliction in some part of his body. If Saturn is associated with a malefic the native will have defective eye sight. If he is associated with a benefic the native will be happy, will have good eye sight and will go to heaven after death. If he is associated with a malefic the native will go to hell, will incur wasteful expenditure and will be poor.
Other Views
Phaldeepika- The native will be shameless, poor, childless and stupid and some part of the body of the native will be deformed.
Saravali- The native will be sinful, gossiper, hard hearted, mischievous and humiliated and will incur wasteful expenditure.
Chamatkar Chintamani- The native will be shameless and will have small eyes. He will be happy in foreign travels. If Saturn is in 12th as lord of the ascendant, the native will destroy his enemies.